Buying gift cards and brand vouchers is one of the most popular ways for credit card users to squeeze a higher reward rate out of their everyday spending. The logic is simple: many card issuers give accelerated or bonus rewards when you buy gift cards through their own reward portal. A few you’ll recognise: HDFC […]
Chasing ₹50 lakh TRV for HSBC Premier? There’s a route most people don’t know about. 💰 HSBC Premier is one of the most sought-after super premium credit cards in India right now — and for most people, the thing standing between them and the card is a single number: eligibility. Here’s the good news. One […]
American Express has announced a long list of changes to the Membership Rewards ecosystem in India — and two of them are genuinely major. Most of the announcement is routine app and servicing housekeeping. But buried in it are changes that will directly affect how much your points are worth and what you can do […]
Ever since I published my analysis on transferring Amex points to Hilton Honors, one question keeps landing in my DMs: “Is breakfast included when I book a Hilton hotel using points?” It’s a fair question — and the answer matters more than most people realise, because it directly affects how you calculate the value of […]
Marriott or Hilton — which is the better redemption option for your Amex Membership Rewards points? It’s the question I’ve been asked most since Amex improved its Hilton transfer ratio. Amex recently increased the Amex → Hilton Honors transfer ratio from 1000:900 to 1000:1500 — a significant jump. Until then, Marriott Bonvoy was the default […]
One of the most common questions I get in my DMs: “I have an HSBC / IndusInd / Yes Bank credit card, but I can’t find my bank on the GST payment page. Can I still pay GST with my card?” The confusion is completely understandable — and the answer will make your day. You […]
Airport expenses are usually unavoidable—coffee, meals, last-minute shopping, spa access—everything seems overpriced. But what if you could not only recover that spend but actually earn more than what you spend? Yes, that’s exactly what happened when I recently used the Scapia Lifetime Free Credit Card. And I’m sharing the full experience below with proof, benefits, eligibility, and […]
In the world of credit cards, especially on social media lately, I frequently see posts comparing reward cards using only one piece of information — the value of a single reward point.It usually looks something like this: 1 Kiwi Point = ₹0.25 1 Scapia Coin = ₹0.20 1 Axis Indian Oil Point = ₹0.20 1 SBI […]
Most people still think of Amazon Pay Balance as just a wallet to shop on Amazon. But in reality, it’s one of the most effective tool to maximize credit card rewards—especially in categories where most cards don’t give any cashback or points or give just base rewards at low rate. From insurance premiums to utility bills to gold purchases, Amazon Pay Balance […]
“Its time for the hefty renewal fee for my Amex Card….. should I renew or close the card, or there is any work around ? ” If you hold American Express credit cards in India—like the Platinum Travel Card, Gold Charge Card, or Membership Rewards Credit Card (MRCC)—this dilemma must feel familiar. The first-year fee often looks nominal […]
