Joining Benefits

Joining Benefits

• Brand vouchers worth Rs.9,000+
  • Tata CliQ voucher worth Rs.3,000
  • EaseMyTrip vouchers worth Rs.4,000 – Four vouchers worth Rs.1,000 each
  • Uber vouchers worth Rs1,000 – Four vouchers worth Rs.250 each
  • Croma voucher worth Rs.1,500)

Renewal Benefits

• No Renewal Benefits

Cashback and Rewards

• Regular Reward Rate: 2 Reward Points on every Spend of Rs.100 (=0.5% valueback)
• Accelerated Reward Rate: On spend on iShop portal of ICICI Bank
  • Hotel Booking: 24 Reward Points on every Spend of Rs.100 (=6% valueback)
  • Flight and Bus Tickets : 12 Reward Points on every Spend of Rs.100 (=3% valueback)
  • Brand Vouchers (including popular brands like Amazon, Flipkart Myntra, Swiggy, Zomato etc.): 12 Reward Points on every Spend of Rs.100 (=3% valueback)
• International Spend: 4 Reward Points on Every Rs.100 Spend on International Merchants (=1% valueback). However, a Forex mark-up Fee of 4.13% applicable. So, there is still a net charge of 3.13% on international transactions.
• Reduced Reward Rate: 1 Reward Points of every Rs.100 Spend on Utilities, Insurances and Government related spend (=0.25% Valueback)

Lifestyle Benefits

• Movie and Event Tickets: Buy one movie ticket and get up to Rs. 500 off on a second ticket for movies, theatre shows, concerts, and sports events, available up to twice a month through BookMyShow
• Airport Lounge Access
  • 16 Domestic Airport Lounge Access for Primary card holder (4 per quarter). Users may have two variants of Sapphiro Card (American Express and Mastercard). In that case, each variant will be eligible for 2 Domestic Airport Lounge Access per calendar quarter.
  • 2 International Airport Lounge Access per Calendar Year for Primary card holder using Free Priority Pass
  • Free lounge access only available on spending minimum Rs.75,000 in previous calendar quarter.
• Golf: Complimentary round/lesson of golf on every Rs.50,000 spent on the card in the previous calendar month, up to a maximum of 4 rounds/ lessons of golf every month, at popular Golf Courses in India and Abroad

Fuel Surcharge Waiver

1% Fuel Surcharge Waiver on all fuel transactions of Rs.4,000 or less. Maximum surcharge waiver upto Rs.1,000 per statement cycle.

Forex Mark-up Charges

• Mark-up of 4.13% including GST on interntional transactions. A refund initiated by the customer on similar Foreign Currency transactions will also attract a 4.13% Mark-up fee (including GST).

• 1% dynamic currency conversion fee is applied on all the transactions conducted in Indian currency at international locations or transactions carried out in Indian currency with merchants located in India but registered in a foreign nation

24 x 7 Concierge Service

24×7 concierge service takes care of needs like finding the right gift and making restaurant reservations, travel and hotel reservations, delivering movie tickets at your doorstep etc.

The extensive services include:

1. Restaurant referral and reservation

2. Flower and gift assistance

3. Flight referral and reservation

4. Hotel referral and reservation

5. Car rental and Limousine service

6. Booking and delivery of movie tickets*

7. Medical concierge privileges **

8. Emergency auto assistance across India#

*This service is currently available in New Delhi, Mumbai, Bengaluru and Chennai.

**In case of any unforeseen situation, should you need to be moved to a place where appropriate medical care is available, the i-Assist team can arrange for air and/or surface transportation and communication to move you to the required hospital. i-Assist can also put you in touch with physicians, hospitals, clinics, dentists and dental clinics on request. You can also ask to set up appointments with local doctors.

#A host of emergency auto assistance services are available for you in New Delhi, Mumbai, Kolkata, Hyderabad,

Bengaluru and Chennai, including towing, repair and alternative travel assistance.

To contact the i-Assist team, call numbers <1800 26 70731> (Toll-free for MTNL/ BSNL) or <022 6787 2016> (Standard call charges applicable).

Note: Please note that the Concierge only arrange the above facility. But all facilities are chargeable to the customer at prevailing market rates.

Insurances

Following complimentary insurances are provided to primary card holder. To get the insurance claim, the card must have been used at-least once in premium 60 days.

• Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection): Rs.50,000
• Personal Accident due to Air (Death only): Rs. 3,00,00,000
• Purchase Protection: Rs.1,40,000
• Baggage Insurance:  Rs.25,000
• Loss of Checked in Baggage: Rs.84,000
• Delay of Checked in Baggage: Rs.21,000
• Loss of Passport and travel related documents: Rs.35,000
• Missing of Connecting International Flight During Transit: Rs.21,000
• Plane Hijacking: Rs.1,00,000
• Delay in Flight: Rs.17,500
• Medical Expenses for Bodily injury caused by and arising out of Rail/Road accident: Rs.50,000
• Credit Shield: 1,00,000