Axis Bank Airtel Credit Card

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Axis Bank Airtel Credit Card

(4.2/5)

Best For: Grocery,Online Food Order,Utility Bills

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Axis Bank’s Airtel Credit Card is a co-branded credit card of Axis Bank with Airtel. This card is not only the most rewarding credit card for payment for Airtel services, but is one of the best credit cards for utility bills payment, grocery purchase and online food order. This hassle-free credit card gives real cashback which is credited directly into the credit card statement. Literally no manual effort are required by the credit card users to redeem any reward points or cashback points. Scroll down this page to know more about this credit card.

Features and Benefits

Features and benefits available in this credit card

Cashback

Reward Points

Airmiles

Airport Lounge

Utility Bills

Insurance

NPS

Education

Government Payment

Fuel

Rent

Giftcards

Jewellery

Wallet Load

Rewards on EMI

Welcome Bonus

Travel

Dining

Shopping

Interest

Welcome Benefits

Rs.500 Amazon Giftcard on any one transaction in First 30 days of Card Issuance

Cashback and Rewards

25% cashback upto Rs.250 on payment towards Airtel mobile prepaid recharge, Airtel postpaid mobile bill, Airtel Broadband and Airtel DTH recharge payment on Airtel Thanks App
10% cashback upto Rs.250 on utility bills (piped gas, gas cylinder, water, electricity)
1% Unlimited real cashback on other spend except certain excluded categories (check “No Cashback list” section on this page)
Card is eligible for instant discount offers of Axis Bank on various brands or during online and offline sale.

Lifestyle Benefits

15% Instant Discount upto Rs.500 on Eazydiner on order above Rs.2,500 once in a month
1 Domestic Lounge Access per Quarter on Spending Rs.50,000 in previous 3 calendar months

Fuel Surcharge Waiver

1% Fuel Surcharge Waiver on fuel transactions between Rs.400 and Rs.4,000; Maximum upto Rs.500 per Monthly Statement

Forex Mark-up Fee

3.5% plus GST (4.13% including GST)

Reward Redemption

This credit card gives real cashback which is automatically credited in credit card statement.

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Joining fee
(INR including GST)

₹ 590

Renewal fee
(INR including GST)

₹ 590

Annual Spend Target
for Renewal Fee Waiver (INR)

₹ 200000

Pros

Aspects that make this credit card amazing.

Very high cashback on Airtel services
One of the highest cashback rates on Utility bills, BigBasket, Swiggy and Zomato
No limit on 1% cashback on other spend
Real cashback automatically credited to credit card statement.

Cons

Aspects this credit card lacks.

No cashback on insurance, fuel,EMI, Wallet Load, Jewellery, Rent, Government, Insurance, Education related payments, Cash Advances, Card fees and charges. Nowadays, these categories are excluded for cashback and rewards with most of the credit card.
Spend condition for Lounge Access. You need to spend Rs.50,000 in last 3 months to be eligible for 1 lounge access in a quarter. Although, this is an entry level credit card and mainly for utility bill payment. This should not be a major drawback.
Longe network limited to metro city airports.

Spend Categories with No Cashback / Rewards

No cashback on following spend categories

Fuel Spends
EMI transactions
Purchases converted to EMI post facto o Wallet loading transactions
Purchase of Jewelry items
Cash advances
Payment of outstanding balances
Payment of card fees and other card charges
Rental Payments
Government services
Insurance services
Education services
Utility Spends that are not done on Airtel Thanks platform

Add-on Cards

Upto 3 Add-on credit cards are given. But for long time, Axis Bank is not issuing any Add-on credit card to new credit card users.

Eligibility Criteria

Age: Minimum 18 years, Maximum 70 years
Income: Rs.30,000 net-in-hand salary per month for salaried customer. For others, ITR of Rs.4 Lacs in a year (basis the card approval experience, criteria not shared by the bank)

Important Links

Lounge List Accessible using Airtel Axis Bank Credit Card https://bit.ly/AxisAirtelLoungeList

Upcoming Changes

N/A

Rating & Reviews

(4.2/5)

This is the truth, the whole truth, and nothing but the truth; brought to you SpendWisely backed by its expertise and expertise in the area of credit cards

Reward Value

(5)

Lifestyle Benefits

(3)

Ease of Reward Redemption

(5)

Value for Money

(5)

Customer Service

(3)

This credit card is the best credit card for utility bill payment and Airtel services. No other card can match the cash back rate on utility bills which this credit card gives. This is also the best cashback credit card for Swiggy, Tomato and BigBasket.

Domestic Airport Lounge Access

4 Lounges Access in a year (1 per quarter)

International Airport Lounge Access

Not Available

Airport Spa Access

Not Available

Airport Meet & Greet Service

Not Available

Railway Lounge

Not Available

Movie Tickets

Not Available

Dining Benefit

10% Instant Discount upto Rs.500 on Eazydiner App on order of Rs.2000 or above, once in a month

Golf

Not Available