
Overview
The Jupiter Edge CSB Bank RuPay Credit Card, co-branded by Jupiter Money and issued by CSB Bank, is a Lifetime Free credit card with attractive cashback rates. Its key feature is flexibility: you can select specific spending categories for higher cashback (2%), such as Shopping (Groceries, Fashion, Electronics), Dining (Food orders, Restaurants), or Travel (flights, hotels, train tickets). You can change your preferred category every three billing cycles. Additionally, since it's on the RuPay network, you can use this card for UPI QR code payments. In fact, you make UPI payment on preferred categories, you get 2% cashback on those UPI payments also Overall, it's a valuable entry-level card for everyday spending and UPI payments.Jupiter and CSB Bank have stopped issuing this credit card. Instead, they are issuing an upgraded version of this credit card called "Jupiter Edge+ Credit Card" or "Jupiter Edge Plus Credit Card". Visit following page of SpendWisely Blog to see full Review of the new Jupiter Edge+ Credit Card:👉 https://spendwisely.in/cards/jupiter-edge-rupay-credit-card-by-csb-bank/
Pros
- Lifetime Free
- 2% Cashback on UPI transactions on large number of commonly used products and services such as groceries, food order, dining, fashion, travel etc. (depending upon the category selected)
- Flexibility to choose higher cashback categories
- Cashback on UPI spend as well
Cons
- No significant cons considering its an entry level Lifetime Free credit card
- On non-preferred categories (other spend), cashback rate is low (0.40%).
Fees & Charges
Joining / Annual Fee
Nil
Renewal Fee
Nil
Annual Spend Target for Fee Waiver
Nil
Minimum Annual Income Required
₹ 300,000
Rewards and Benefits
Reward Rate
2% Cashback on Accelerated Spend Categories; 0.40% on Other Spend
Base Reward Rate
0.40%
Accelerated Reward Rate
2%
Welcome Benefits
Rs.250 Gift Card on First UPI QR code Transaction of Rs.2,000 or more in first 30 days. Choose between gift-card of Amazon, Flipkart, Swiggy, Zomato or Myntra
Renewal Benefits
No Renewal Benefits
Rewards & Cashback Details
- Accelarated Rewards: 2% Real Cashback without any upper limit on Preferred Spend Categories on both online and offline stores. User can choose any of following three as Preferred Spend Category
- Shopping (Groceries, Fashion, Electronics etc.)
- Dining (Food order, Restaurent payments etc.)
- Travel (flight, hotel, train tickets etc.).
- Preferred spend category can be changed after every three billing cycles.
- Base Rewards: 0.40% Unlimited Real Cashback On rest of the spend (non-preferred spend categories)
Rewards Redemption
With the Jupiter Edge CSB Bank RuPay Credit Card, users earn Jupiter Jewels for every purchase. These Jewels function as reward points offered by Jupiter, and can be redeemed for real cash at the rate of ₹0.20 per Jewel.- On preferred spend categories, you earn 10 Jewels per ₹100, which translates to an effective 2% cashback.
- On non-preferred categories, you earn 2 Jewels per ₹100, which is equivalent to 0.40% cashback.To redeem these Jewels for real cashback, you need a Jupiter Savings Account, which is simple to open through the Jupiter App. The account is completely free and requires no minimum balance. Once you accumulate more than 100 Jewels, you can redeem them as real cash into your Jupiter Savings Account. From there, you can either withdraw the cash from any ATM using the Jupiter Debit Card or transfer it online to another bank account.Additionally, Jewels can also be redeemed for Digital Gold or gift cards.
Additional Benefits
Dining Benefits
Domestic Airport Lounge
International Airport Lounge
Railway Lounge Access
Movie Benefits
Golf Benefits
Lifestyle Benefits Details
No lifestyle benefits available in this credit card.Features & Benefits
Cashback
Reward Points
Insurance
Education
Jewellery
Airmiles
Airport Lounge
Utility Bills
NPS
Government Payment
Fuel
Rent
Gift Cards
Wallet Load
Rewards on EMI
No Cashback / Rewards Categories
No reward points on following- Fuel Spend
- Government Spend
- Rent Payment
- Utility Bills (Electricity bill, gas bills etc.)
- Wallet Load
- Giftcards or Prepaid Cards load, Voucher purchase
- All type of EMI transactions (EasyEMI/SmartEMI, Dial on EMI etc.)
- Cash Advances
- Payment of outstanding balances
- Payment of card fees and charges
Eligibility & Important Info
Eligibility Criteria
- Resident of India
- Age: 18 years or above
- Income: Rs.3 Lacs per annum
Upcoming Changes
Jupiter and CSB Bank have stopped issuing this credit card. Instead, they are issuing an upgraded version of this credit card called "Jupiter Edge+ Credit Card" or "Jupiter Edge Plus Credit Card".Add-on Cards
- Add-on credit cards are not available with this credit card as of now.
Media
Best Lifetime Free Cashback Credit Card | Jupiter Edge+ Credit Card | Best Rupay Credit Card
3 Best Cashback Credit Cards | Best Lifetime Free Cashback Card | Best Cashback Card Paid
Best Lifetime Free Credit Cards | 5 Best Credit Cards
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