Overview
The Marriott Bonvoy HDFC Bank Credit Card is a co-branded credit card issued by HDFC Bank in collaboration with Marriott Hotels. It’s designed as a luxury lifestyle and travel card, ideal for those who enjoy high-end travel experiences both in India and abroad. The card comes with very attractive joining and renewal benefits which exceeds the fee it charges. The card offers high reward rates on spending at Marriott properties specially if you includes the milestone benefits. Additionally, it features a solid airport lounge program, providing a generous number of complimentary lounge accesses at airports in India and internationally.If you frequently indulge in luxury travel, including occasional overseas stays, and don’t already have a super-premium credit card, this one is definitely worth considering.
Pros
- Card comes is great joining and renewal benefits which worth more than double the fee
- Cards comes with higher numbers of complimentary airport lounge access both at domestic and international airports. Further, there is no quarterly capping on lounge usage. Also, there is no need to spend any minimum amount to get free lounge access.
- Fee Golf games with a card with such nominal fee is great value for golf enthusiasts.
Cons
- Regular reward rate is very low, even for spend on Marriot properties.
- No renewal fee waiver option. But renewal benefit is attractive to compensation for that.
Fees & Charges
Joining / Annual Fee
₹ 3,540
Renewal Fee
₹ 3,540
Annual Spend Target for Fee Waiver
₹ 99,999,999
Minimum Annual Income Required
₹ 1,200,000
Rewards and Benefits
Reward Rate
Nil
Base Reward Rate
0.67%
Accelerated Reward Rate
4.17%
Welcome Benefits
1 Free Night Stay in Marriott Property (1 night with a redemption value of up to Marriott Bonvoy 15,000 Points) on payment of Joining Fee and First Transaction in First 30 days
Renewal Benefits
1 Free Night Stay in Marriott Property (1 night with a redemption value of up to Marriott Bonvoy 15,000 Points) on payment of Renewal Fee
Rewards & Cashback Details
- Rewards on Marriott: Get 8 Marriott Bonvoy Points per Rs.150 spent at hotels participating in Marriott Bonvoy (~2.67% Valueback)
- Travel, Dining & Entertainment: Get 4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining & entertainment (~1.33% Valueback)
- Other Spend: Get 2 Marriott Bonvoy Points per Rs. 150 spent on all other applicable purchases (~0.67% Valueback)
- Milestone-1: 1 Free Night Award on Eligible Spend of Rs.6 lakhs in an Anniversary Year
- Milestone-2: 1 Free Night Award on Eligible Spend of Rs.9 lakhs in an Anniversary Year
- Milestone-3: Rs.1 Free Night Award on Eligible Spend of Rs.15 lakhs in an Anniversary Year
- Note: Each Free Night Award (valid for 12months) can be redeemed for a one-night stay, inclusive of room rate and applicable taxes, at hotels participating in Marriott Bonvoy with a redemption level up to 15,000 Marriott Bonvoy Points.To know more about Milestone Benefit Click Here
Rewards Redemption
The cardholders can redeem their Marriott Bonvoy points to book a stay at properties participating in most of the Marriott properties across the globe (some properties might not allow stay against points). There is no other redemption option such as converting the reward points (Marriott Bonvoy Points) into real cash.
Additional Benefits
Domestic Airport Lounge
International Airport Lounge
Golf Benefits
Railway Lounge Access
Movie Benefits
Dining Benefits
Lifestyle Benefits Details
- Rewards on Marriott: Get 8 Marriott Bonvoy Points per Rs.150 spent at hotels participating in Marriott Bonvoy (~2.67% Valueback)
- Travel, Dining & Entertainment: Get 4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining & entertainment (~1.33% Valueback)
- Other Spend: Get 2 Marriott Bonvoy Points per Rs. 150 spent on all other applicable purchases (~0.67% Valueback)
- Milestone-1: 1 Free Night Award on Eligible Spend of Rs.6 lakhs in an Anniversary Year
- Milestone-2: 1 Free Night Award on Eligible Spend of Rs.9 lakhs in an Anniversary Year
- Milestone-3: Rs.1 Free Night Award on Eligible Spend of Rs.15 lakhs in an Anniversary Year
- Note: Each Free Night Award (valid for 12months) can be redeemed for a one-night stay, inclusive of room rate and applicable taxes, at hotels participating in Marriott Bonvoy with a redemption level up to 15,000 Marriott Bonvoy Points.To know more about Milestone Benefit Click Here
Features & Benefits
Cashback
Airmiles
Airport Lounge
Education
Reward Points
Utility Bills
Insurance
NPS
Government Payment
Fuel
Rent
Gift Cards
Jewellery
Wallet Load
Rewards on EMI
No Cashback / Rewards Categories
Marriott Bonvoy Points will not be accrued for transactions or purchases relating to the following non-core product features categories:- EMI payments
- Fuel payments
- Wallet loading transactions / gift or prepaid card loading transactions / voucher purchases
- Cash advances
- Payment of outstanding balances
- Payment of fees and other charges for any card
- Government related transactions
- Rental transactions
Eligibility & Important Info
Eligibility Criteria
Marriott Bonvoy HDFC Bank Credit Card Eligibility:Salaried Indian National:- Age: Min 21 years & Max 60 Years
- Net Monthly Income> Rs 1,00,000
- Age: Min 21 years & Max 65 Years
- Income: ITR > Rs 15 Lakhs per annum.
Important Links
- Click here to view detailed Terms and Conditions
- Click here to view detailed Terms and Conditions on Golf access
- Click here to view FAQ on airport lounge access
- View list of Domestic and International Lounges on DCI travel tool app
- Welcome Benefit's detailed Terms and Conditions click here
- To know more about Milestone Benefit click here
- Click here to know more about insurance details
- Click here to update your nominee details for complimentary insurances that come with this credit card.
Add-on Cards
- Upto 3 Add-on Credit cards are available on request.
- Only spouse, siblings, son/daughter and parents are eligible for Ad-on cards.
- Add-on card applicant must be above the age of 18 years
Media
Best Credit Card for Travel | Best Credit Card for Airport Lounge | HDFC Marriott Bonvoy Credit Card
Classification
Card Issuer
Card Network
Card Purpose
Reward Type
Card Category
Related Cards
HSBC TravelOne Credit Card
Cashback
Reward Points
Airmiles
Airport Lounge
Joining fee + GST
₹ 5899
Renewal fee + GST
₹ 5899
Base Reward Rate
2
Accelerated Reward Rate
24
RBL Bank World Safari Credit Card
Cashback
Reward Points
Airmiles
Airport Lounge
Joining fee + GST
₹ 3540
Renewal fee + GST
₹ 3540
Base Reward Rate
1
Accelerated Reward Rate
3.42
ICICI Bank Emeralde Credit Card
Cashback
Reward Points
Airmiles
Airport Lounge
Joining fee + GST
₹ 14160
Renewal fee + GST
₹ 14160
Base Reward Rate
1
Accelerated Reward Rate
12