HDFC Bank Tata Neu Infinity Credit Card

Joining Benefits

• 1,499 Neu Coins on Tata Neu App (only on payment of Joining Fee) on 1st Transaction done within 30 days of card issuance.
• No Welcome Benefits on First Year Free or Lifetime Free credit cards.

Renewal Benefits

• No renewal benefits on this credit card

• Tata Products and Services: 10% valueback
  • 5% back as NeuCoins on Non-EMI Spends on Tata retail products and services (except Tata Motors and commercial products)
  • Additional 5% Neu Coins on spend made on Tata products and services on Tata Neu App as given below (Total 10% Valueback)
    • 5% upto 750 Neu Coins per transaction on BigBasket and Croma
    • Upto 5% Neu Coins on Cult.fit, 1MG, Westside
    • 5% Neu Coins on IHCL brands (Taj hotels and other hotels). Upto 8% for higher Tier members of IHCL
    • 5% Neu Coins on Air India and Air India Expresss (Capped at 175 Neu Coins per Domestic Flight and 500 Neu Coins per International Flight, maximum 5,000 Neu Coins in a year)
• Other Spend and EMIs: 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
• Utility Bills: 5% Valueback on Utility Bills payment through Tata Neu App. Neu Coins earned on Utility transactions will be capped at 2,000 Neu Coins per calendar month. Neu Coins earned on Telecom & Cable transactions will be capped at 2,000 Neu Coins per calendar month.
• Insurance Premium: 1.5% Valueback on Utility Bills payment through Tata Neu App. Neu Coins earned on Utility transactions will be capped at 2,000 Neu Coins per calendar month (Upto Rs.1.33 Lacs payment per month is covered.)
• UPI Spend:
  • 1.5% Neu Coins on UPI transactions done using Tata Neu App
  • 0.5% Neu Coins on UPI Transactions done on any other UPI app.
  • Maximum Neu Coins on UPI Spend are limited to 500 Neu Coins per calendar month.
• Grocery Spends will be capped at 2,000 Neu Coins per month

• Domestic Airport Lounge Access: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter)
  • On spending Rs.50,000 in a quarter, you get 2 Domestic Airport Lounge Access vouchers. You can claim the vouchers within 120 days on receiving the SMS. Once claimed, you get another 180 days to use the voucher to enter any domestic lounge.
• International Airport Lounge Access
  • Visa card users will get Priority Pass. Using Priority Pass, Primary card holders and Add-on card holders can together avail total up to 4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India.
    • Priority Pass to Visa variant card holder is given for free but only on submitting request for Priority Pass issuance.
  • RuPau Card users need to swipe their RuPay card at the lounge. They get 4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India. Customers will be charged a transaction fee of $3.25 on their Credit card towards complimentary lounge access, same shall be reversed.

1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹500 per statement cycle)

• 2% + GST (2.36% including GST) Forex Mark-up charges on payment done in foreign currency.
• 1% + GST (1.18% including GST) Dynamic Currency conversion charges on payment done in INR to foreign merchant (both online and offline payments). Avoid making international payments in INR. You end of paying both Forex markup charges which is already included and Dynamic Currency conversion charges.