ICICI Bank Rubyx Credit Card

Joining Benefits

• Brand vouchers worth Rs.5,000+
  • Tata CliQ voucher worth Rs.2,000
  • EaseMyTrip vouchers worth Rs.2,000 – Two vouchers worth Rs.1,000 each
  • Uber vouchers worth Rs.500 – Two vouchers worth Rs.250 each
  • Croma voucher worth Rs.1,000

Renewal Benefits

• No Renewal Benefits

• Regular Reward Rate: 2 Reward Points on every Spend of Rs.100 (=0.5% valueback)
• Accelerated Reward Rate: On spend on iShop portal of ICICI Bank
  • Hotel Booking: 24 Reward Points on every Spend of Rs.100 (=6% valueback)
  • Flight and Bus Tickets: 12 Reward Points on every Spend of Rs.100 (=3% valueback)
  • Brand Vouchers (including popular brands like Amazon, Flipkart Myntra, Swiggy, Zomato etc.): 12 Reward Points on every Spend of Rs.100 (=3% valueback)
• International Spend: 4 Reward Points on Every Rs.100 Spend on International Merchants (=1% valueback). However, a Forex mark-up Fee of 4.13% applicable. So, there is still a net charge of 3.13% on international transactions.
• Reduced Reward Rate: 1 Reward Points of every Rs.100 Spend on Utilities, Insurances and Government related spend (=0.25% Valueback)
• Milestone Bonus: 3,000 Reward Points on spending Rs. 3 lakhs and 1,500 Reward Points for every subsequent spends of Rs. 1 lakh in an anniversary year. A maximum of 15,000 additional Reward Points can be earned in a year as a Milestone benefit.

• Movie and Event Tickets: 25% discount up to Rs 150 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox.
• Airport Lounge Access: 8 Domestic Airport Lounge Access for Primary card holder (2 per quarter). Customers who are holding both Amex and Master Card variants of Rubyx Cards, will get 1 Lounge Access per card per quarter. Free Airport lounge access only available on spending minimum Rs.75,000 in previous calendar quarter.
• Railway Lounge Access: 4 Railway Lounge per year (1 per quarter)
• Golf: Complimentary round/lesson of golf on every Rs.50,000 spent on the card in the previous calendar month, up to a maximum of 2 rounds/ lessons of golf every month, at popular Golf Courses in India and Abroad

1% Fuel Surcharge Waiver on all fuel transactions of Rs.4,000 or less. Maximum surcharge waiver upto Rs.1,000 per statement cycle.

• Mark-up of 4.13% including GST on interntional transactions. A refund initiated by the customer on similar Foreign Currency transactions will also attract a 4.13% Mark-up fee (including GST).

• 1% dynamic currency conversion fee is applied on all the transactions conducted in Indian currency at international locations or transactions carried out in Indian currency with merchants located in India but registered in a foreign nation

24×7 concierge service takes care of needs like finding the right gift and making restaurant reservations, travel and hotel reservations, delivering movie tickets at your doorstep etc.

The extensive services include:

1. Restaurant referral and reservation

2. Flower and gift assistance

3. Flight referral and reservation

4. Hotel referral and reservation

5. Car rental and Limousine service

6. Booking and delivery of movie tickets*

7. Medical concierge privileges **

8. Emergency auto assistance across India#

*This service is currently available in New Delhi, Mumbai, Bengaluru and Chennai.

**In case of any unforeseen situation, should you need to be moved to a place where appropriate medical care is available, the i-Assist team can arrange for air and/or surface transportation and communication to move you to the required hospital. i-Assist can also put you in touch with physicians, hospitals, clinics, dentists and dental clinics on request. You can also ask to set up appointments with local doctors.

#A host of emergency auto assistance services are available for you in New Delhi, Mumbai, Kolkata, Hyderabad,

Bengaluru and Chennai, including towing, repair and alternative travel assistance.

To contact the i-Assist team, call numbers <1800 26 70731> (Toll-free for MTNL/ BSNL) or <022 6787 2016> (Standard call charges applicable).

Note: Please note that the Concierge only arrange the above facility. But all facilities are chargeable to the customer at prevailing market rates.

Following complimentary insurances are provided to primary card holder. To get the insurance claim, the card must have been used at-least once in premium 60 days.

• Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection): Rs.50,000
• Personal Accident due to Air (Death only): Rs. 1,00,00,000
• Baggage Insurance:  Rs.25,000
• Loss of Checked in Baggage: Rs.84,000
• Delay of Checked in Baggage: Rs.21,000
• Loss of Passport and travel related documents: Rs.35,000
• Missing of Connecting International Flight During Transit: Rs.21,000
• Plane Hijacking: Rs.1,00,000
• Delay in Flight: Rs.17,500
• Credit Shield: 50,000