Home » All Credit Card » ICICI Bank Emeralde Credit Card
Features and benefits available in this credit card
Joining Benefits
Renewal Benefits
1% Fuel Surcharge Waiver on all transactions, maximum upto Rs.1,000 per statement cycle.
24×7 concierge service takes care of needs like finding the right gift and making restaurant reservations, travel and hotel reservations, delivering movie tickets at your doorstep etc.
The extensive services include:
1. Restaurant referral and reservation
2. Flower and gift assistance
3. Flight referral and reservation
4. Hotel referral and reservation
5. Car rental and Limousine service
6. Booking and delivery of movie tickets*
7. Medical concierge privileges **
8. Emergency auto assistance across India#
*This service is currently available in New Delhi, Mumbai, Bengaluru and Chennai.
**In case of any unforeseen situation, should you need to be moved to a place where appropriate medical care is available, the i-Assist team can arrange for air and/or surface transportation and communication to move you to the required hospital. i-Assist can also put you in touch with physicians, hospitals, clinics, dentists and dental clinics on request. You can also ask to set up appointments with local doctors.
#A host of emergency auto assistance services are available for you in New Delhi, Mumbai, Kolkata, Hyderabad,
Bengaluru and Chennai, including towing, repair and alternative travel assistance.
To contact the i-Assist team, call numbers <1800 26 70731> (Toll-free for MTNL/ BSNL) or <022 6787 2016> (Standard call charges applicable).
Note: Please note that the Concierge only arrange the above facility. But all facilities are chargeable to the customer at prevailing market rates.
Joining Benefits
Renewal Benefits
1% Fuel Surcharge Waiver on all transactions, maximum upto Rs.1,000 per statement cycle.
24×7 concierge service takes care of needs like finding the right gift and making restaurant reservations, travel and hotel reservations, delivering movie tickets at your doorstep etc.
The extensive services include:
1. Restaurant referral and reservation
2. Flower and gift assistance
3. Flight referral and reservation
4. Hotel referral and reservation
5. Car rental and Limousine service
6. Booking and delivery of movie tickets*
7. Medical concierge privileges **
8. Emergency auto assistance across India#
*This service is currently available in New Delhi, Mumbai, Bengaluru and Chennai.
**In case of any unforeseen situation, should you need to be moved to a place where appropriate medical care is available, the i-Assist team can arrange for air and/or surface transportation and communication to move you to the required hospital. i-Assist can also put you in touch with physicians, hospitals, clinics, dentists and dental clinics on request. You can also ask to set up appointments with local doctors.
#A host of emergency auto assistance services are available for you in New Delhi, Mumbai, Kolkata, Hyderabad,
Bengaluru and Chennai, including towing, repair and alternative travel assistance.
To contact the i-Assist team, call numbers <1800 26 70731> (Toll-free for MTNL/ BSNL) or <022 6787 2016> (Standard call charges applicable).
Note: Please note that the Concierge only arrange the above facility. But all facilities are chargeable to the customer at prevailing market rates.
Reward points can be redeemed to get Products from ICICI Rewards Catalogue at 1 Reward Point = Rs.0.25
Think of these as small investments to keep your credit card running smoothly.
Aspects that make this credit card amazing.
Aspects this credit card lacks.
No reward points on following spend categories
Limited reward points on following spend categories
Upto 3 Add-on complimentary cards are provided with a fee of Rs.235 including GST per Add-on card per year
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Ratings you can trust: honest, unbiased, and backed by SpendWisely’s expertise.
ICICI Bank’s Emeralde Credit Card is a premium lifestyle offering. While it provides decent lifestyle benefits, the card’s reward rate is quite low. It comes with a high joining and renewal fee, but the reward rate is just 1%. The effective reward rate is even lower since reward points can only be redeemed for products and brand vouchers available in ICICI Bank’s Reward Catalogue. The lifestyle benefits, given the fee, are insufficient. Additionally, the card offers no perks for offsetting the joining or renewal fees.
Considering the current options in the Indian credit card market, this card is not recommended unless it is offered as a lifetime-free option (which is rare for the Emeralde Card).
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Affiliate Disclosure and Editorial Integrity: While this is an informational blog, some of the links on this site may be referral links. If you click on these links and apply for a credit card, we may receive a referral bonus. However, this does not influence our articles or reviews. Our commitment is to provide accurate information, along with honest and unbiased opinions based on thorough research and expertise.
The content provided on this website is for informational purposes only and should not be construed as financial advice. We are not financial advisors, and the information presented here does not constitute professional financial advice, legal advice, or any other type of advice.
We endeavour to present the most accurate information possible. However, features and benefits of credit cards and other financial products may undergo changes over time. Despite our best efforts, the information provided on this website may become outdated.
All third-party trademarks, including logos and brand names, featured on this website are the property of their respective owners. The use of these trademarks does not imply any affiliation with or endorsement by the trademark holders. We do not claim ownership of any third-party trademarks displayed on the site, and they are used solely for informational and review purposes.
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