Home » All Credit Card » HSBC TravelOne Credit Card
Features and benefits available in this credit card
Joining Benefits
Download and log on to the HSBC India Mobile Banking app and spend Rs.10,000 within the first 30 days of opening your credit card account to get:
Plus, get 3,000 bonus reward points when you spend Rs.100,000 in the first 90 days on card issuance. Value of these rewad points can be more than Rs.6,000 depending upon where you redeem these points.
Renewal Benefits
There is no renewal benefit. However, if you spend Rs.8 Lacs in a year, the Renewal Fee is Waived Off.
Fuel Surcharge waiver on minimum spend of Rs.400 and maximum spend Rs.4,000 per transaction on fuel in any city and at any petrol pump in India
Get 4 reward points for every Rs.100 spent on international transactions (Equivalent to a valueback of 4% to 8%). There is a Forex Mark-up Charge of 4.13% (including GST) on international transactions. After adjusting the forex mark-up charges, the valueback is -0.13% to 3.87%.
Joining Benefits
Download and log on to the HSBC India Mobile Banking app and spend Rs.10,000 within the first 30 days of opening your credit card account to get:
Plus, get 3,000 bonus reward points when you spend Rs.100,000 in the first 90 days on card issuance. Value of these rewad points can be more than Rs.6,000 depending upon where you redeem these points.
Renewal Benefits
There is no renewal benefit. However, if you spend Rs.8 Lacs in a year, the Renewal Fee is Waived Off.
Fuel Surcharge waiver on minimum spend of Rs.400 and maximum spend Rs.4,000 per transaction on fuel in any city and at any petrol pump in India
Get 4 reward points for every Rs.100 spent on international transactions (Equivalent to a valueback of 4% to 8%). There is a Forex Mark-up Charge of 4.13% (including GST) on international transactions. After adjusting the forex mark-up charges, the valueback is -0.13% to 3.87%.
Think of these as small investments to keep your credit card running smoothly.
Aspects that make this credit card amazing.
Aspects this credit card lacks.
No reward points on spending in the following categories. However, this credit card gives reward points on giftcards. Users can purchase giftcards
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Ratings you can trust: honest, unbiased, and backed by SpendWisely’s expertise.
HSBC TravelOne Credit Card is one of the most rewarding travel credit cards in India. It offers both instant discounts and accelerated airmiles / Hotel points on booking done through popular travel aggregators such as MakeMyTrip, EaseMyTrip, ClearTrip etc and HSBC’s own travel portal. In fact, the reward rate on this card on flight and hotel booking is even higher than super premium credit cards like HDFC Infinia or ICICI Emeralde Metal Private Credit Card. Furthermore, the HSBC Travel portal offers lowest price guarantee, reimbursement of price difference, low convenience fee on flights and option to take upto 100% refundable bookings. This makes effective benefits even higher.
Additionally, this card also provides useful lifestyle benefits such as buy one get one movie tickets, free golf games and lessons, discount on dining, discounts on duty free shopping etc.
Overall, this is a great travel and lifestyle credit card. If you travel by flights, go on vacations and enjoy these lifestyle benefits, you should definitely take this credit card.
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