HDFC Bank Tata Neu Plus Credit Card

Joining Benefits

• 499 Neu Coins on Tata Neu App (only on payment of Joining Fee) on 1st Transaction done within 30 days of card issuance. Within 60 days of the transaction, you need to claim the joining benefit in the Tata Neu App
• No Welcome Benefits on First Year Free or Lifetime Free credit cards.

Renewal Benefits

• No Renewal Benefits

• Tata Products & Services: 7% Valueback
  • 2% back as NeuCoins on Non-EMI Spends on Tata Neu App and partner Tata Brands (BigBasket, 1mg, Titan, Tanishq, Croma, Tata Cliq, Westside, Tata Play, Cult.fit, Tata Pay, Air India, Taj Group, Qmin).
  • Additional 5% Neu Coins on spend made on Tata Neu App as given below
    • 5% upto 750 Neu Coins per transaction on BigBasket and Croma
    • Upto 5% Neu Coins on Cult.fit, 1MG, Westside
    • 5% Neu Coins on IHCL brands (Taj hotels and other hotels). Upto 8% for higher Tier members of IHCL
    • 5% Neu Coins on Air India and Air India Expresss (Capped at 175 Neu Coins per Domestic Flight and 500 Neu Coins per International Flight, maximum 5,000 Neu Coins in a year)
• Utility Bills, Mobile & DTH Recharges: 2% Valueback in the form of Neu Coins on payment through Tata Neu App. Neu Coins earned on Utility transactions will be capped at 2,000 Neu Coins per calendar month. Neu Coins earned on Telecom & Cable transactions will be capped at 2,000 Neu Coins per calendar month.
• Insurance Payment: 1% Valueback in the form of Neu Coins on payment through Tata Neu App. Neu Coins for Insurance Spends will be capped at 2,000 Neu Coins per day.
• Other Spend: 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
• UPI Spend:
  • 1% Neu Coins on UPI transactions done using Tata Neu App
  • O.25% Neu Coins on UPI Transactions done on any other UPI app.
  • Maximum Neu Coins on UPI Spend are limited to 500 Neu Coins per calendar month.
• Grocery Spends: Neu Coins on Grocery spend will be capped at 1,000 Neu Coins per month.

• Domestic Lounge Access: Domestic Lounge Access benefit will be Milestone based and can be availed as a Lounge Voucher on spends of Rs 50,000 or more in a calendar quarter. Please note, you can access 1 Complimentary Domestic Lounge Voucher per calendar quarter (up to 4 per calendar year).
• Upon qualifying for the benefit, you will receive SMS and Email, intimating you about the qualification. In case you have qualified for the benefit visit the link received in the SMS/Email, login using your Bank registered mobile number and claim your lounge voucher within 120 days of qualification. Once you have claimed the voucher, you can use the voucher in the eligible lounge list within 180 days of issuance of the voucher, for more details click here.
• International Lounge Access: There is no international lounge access available in this credit card.

1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹500 per statement cycle)

• 3.5% + GST (4.13% including GST) Forex Mark-up charges on payment done in foreign currency.
• 1% + GST (1.18% including GST) Dynamic Currency conversion charges on payment done in INR to foreign merchant (both online and offline payments). Avoid making international payments in INR. You end of paying both Forex markup charges which is already included and Dynamic Currency conversion charges.