Features and benefits available in this credit card
Cashback is automatically credited to statement of the credit card. No manual step required.
Think of these as small investments to keep your credit card running smoothly.
Aspects that make this credit card amazing.
Aspects this credit card lacks.
No cashback on following
Upto 3 Add-on Cards can be applied free of cost for family members who are more than 18 years old (spouse, parents, siblings, children)
For Salaried Indian national
For Self Employed Indian national
For details about free Golf Games with Swiggy Credit Card visit this link: Mastercard World India Golf Program
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Ratings you can trust: honest, unbiased, and backed by SpendWisely’s expertise.
The HDFC Bank Swiggy Credit Card is one of the best cashback credit cards in India, offering a hassle-free experience with real cashback directly credited to your credit card statement—no manual redemption needed. This makes managing rewards effortless and user-friendly. The card offers 5% real cashback on a wide range of popular e-commerce platforms and services including Amazon, Flipkart, Myntra, Ajio, TataCliQ, Amazon Fresh, Flipkart Grocery, online pharmacies like Pharmeasy and 1mg, entertainment platforms like BookMyShow, local cab services such as OLA, Uber, and Rapido, as well as online pet stores. Additionally, there is 1% cashback on offline spend. These features make it ideal for covering everyday expenses.
Swiggy users enjoy even greater value, with 10% real cashback on food delivery, dining payments via Dineout, and groceries ordered through Swiggy Instamart and Genie. The card also offers additional premium benefits such as complimentary access to golf games. All of these perks come at a nominal annual fee of just ₹590, making it an excellent and practical choice for regular online shoppers and Swiggy users alike.
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