Federal Bank Scapia Credit Card

Joining Benefits

Joining Benefits worth upto Rs.6,900:

• Joining Offer 1 (Valid till 31st October 2025):
  • On First transaction of Rs.300 or more, get Rs.300 Rs.500 PayTM voucher usable for utility bills and recharges and
  • Rs.5,000 Elivaas or Alaya Villa stay booking voucher (no minimum booking about).
  • Click Here to Claim Villa Voucher and PayTM Giftcard Offer
• Joining Offer 2
  • Free TimesPrime 1 Year Membership worth Rs.1,399 (All these offers through Visa)
  • Click Here to Claim the Offer

Renewal Benefits: No Renewal Benefits Since the Card is Lifetime Free

• Rewards on Travel Spend: 20% Scapia Coins on Spend on Flight tickets, Hotel Stay, Visa, Bus Tickets and Train Tickets Booking on Scapia App. This is equals to 4% Valueback. Transactions above Rs.20 are considered for rewards.
• Other Spend: 10% Scapia Coins on other spend. This is equals to 2% Valueback. Transactions above Rs.20 are considered for rewards.
• UPI QR Code Scan Transactions: 5% Scapia Coins equivalent to 1% Valueback on UPI QR Code Scan transactions using the free virtual Scapia Rupay Credit Cad. Minimum transaction to get rewards on UPI spend is Rs.100.

Airport Privileges: With Scapia Credit Card, you get following four unique airport benefits if you have spend Rs.10,000 or more in previous monthly statement. In the first month, these benefits are enabled as soon as you cross Rs.10,000 spend. You can use these benefits unlimited times but only once within 24 hours at the same airport.

1. Domestic Airport Lounge: Access airport lounge at domestic airports in India unlimited times but once in 24 hours at the same airport. Its lounge network is very wide which covers almost all airports of India wherever lounge facility is available. However, you cannot use lounges during international departure.
2. Free Dining at Airport: You can activate this option in the Scapia App and tap your credit card to pay at food outlets and restaurants at airports within 2 hours of activating the benefit on Scapia App. They have tie-ups with almost all food outlets and restaurants at most of the Indian airports. You get reimbursement of spend done on food at airports. Reimbursement is in the form of Scapia Coins worth upto Rs.1,000 for Metro Cities (Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad) and upto Rs.500 for other cities.
3. Free Shopping: You can activate this option in the Scapia App and tap your credit card to pay at shops at airports within 2 hours of activating the benefit on Scapia App. They have tie-ups with almost all shops at most of the Indian airports. You get reimbursement of spend done upto Rs.1,000 in Metro Cities (Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad) and upto Rs.500 for other cities.
4. Spa at Airport: You can activate this option in the Scapia App and tap your credit card to pay at shops at airports within 2 hours of activating the benefit on Scapia App. They have tie-ups with Spa at major Indian airports. You get reimbursement of spend done upto Rs.1,000 in Metro Cities (Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad) and upto Rs.500 for other cities.

This benefit is primarily available on Scapia Visa card. For Scapia Rupay Card, there is a separate spend requirement of Rs.15,000 on Rupay Card to get these benefits.

Zero Forex Mark-up: This card does not charge any mark-up on spend done in foreign currency either online or offline.

1% surcharge waiver for transactions up to Rs.5000 (max waiver Rs.500 per month). Fuel spends over Rs.50,000 in a month will attract a convenience fee of 1% + applicable GST (max Rs.3,000 per transaction)

Zero mark-up on international transactions