Features and benefits available in this credit card
Joining Benefits: Get 2,000 bonus Reward Points equivalent to Rs.500 (1 Reward Point = Rs.1) on the payment of joining fee. These reward points can be instantly redeemed at BPCL fuel stations for payment of fuel.
Renewal Benefits: There is no renewal benefit. However, renewal fee is waived-off if spend in the previous year is more than Rs.50,000.
1% fuel surcharge waiver on all fuel transactions upto Rs.4,000. Maximum fuel surcharge waiver is Rs.100 per monthly billing cycle.
Reward Points can be redeemed in following manners
Think of these as small investments to keep your credit card running smoothly.
Aspects that make this credit card amazing.
Aspects this credit card lacks.
No reward points on following.
Free add-on credit cards available for spouse, brother, sister, son, daughter, mother, father. Add-on card member must be above 18 years of age.
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SBI BPCL Credit Card is a fuel focused credit card for BPCL customers. It is useful if your average fuel spend is more than Rs.2,500 per month and you usually get the fuel for your vehicles from BPCL outlets (Bharat Petroleum). As this credit card does not offer any renewal benefit, you need to spend Rs.18,154 in a year on BPCL to recover the Renewal Fee. Therefore, to get a meaningful benefit, there must be more than Rs.2,000 per month spend on fuel, BPCL LPG gas and BPCL lubricants.
Overall, this card is useful for regular fuel spending on BPCL outlets.
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