IDFC First Power HPCL Credit Card

Joining Benefits:

• Rs.250 cashback on 1st HPCL fuel transaction of Rs.250 or above in first 30 days after card set-up
• 5% cashback (up to Rs.1,000) on the transaction value of 1st EMI conversion in first 30 days after card set-up
• Rs.1000 discount on Zoomcar rentals
• Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar

Renewal Benefits:

• No renewal benefits

• Fuel: 5% Valueback on Fuel spend at HPCL fuel stations. On HPCL fuel stations, you get 21X Rewards.
  • 1X = 1 Reward per Rs.150
  • 1 Reward= Rs.0.25
  • So, you get 21 Reward Points per Rs.150 Spend on HPCL Fuel which translate into 3.5% Valueback.
  • Additionally, you get 1.5% savings per Rs.100 as payback points on all fuel
    purchases through HP Pay App by HPCL
  • So, total effective value back on spend on fuel at HP fuel stations is 5%.
  • Maximum spend of upto Rs.5000 per statement cycle, gives this value back (upto Rs.325 value back per monthly statement cycle).
• FasTag Recharge: 2.5% Valueback on recharge of IDFC FasTag through IDFC Mobile App. Maximum 200 Reward Points per month (=Rs.50)
• Grocery and Utilities: 2.5% Valueback on Grocery and Utility Bills. Maximum 400 Reward Points per month (=Rs.100)
• Other Spend: 0.33% Unlimited Valueback on Other Spend including UPI

• Road- Side Assistance: Complimentary Road- Side Assistance 4 times in a year worth Rs.1,399
• Personal Accident Insurance: Rs.2 Lakh Personal Accident Insurance Cover
• Lost Card Liability Cover of Rs.25,000
• Outstanding Credit Insurance: Outstanding credit upto Rs.50,000 is insured in case of death of card-holder.
• Purchase Protection: Upto Rs.25,000 Cover against Standard Fire and Allied perils and Burglary in residential premises of the cardholder as per the records of the Bank only. Cover is valid for 60 days from the date of purchase.

No fuel surcharge waiver with this card.

3.5% plus GST (4.13%)